Flying a drone in France is legal. However, having some form of liability insurance for commercial as well as recreational drone operations is a necessary step. Having good liability and hull coverage can mitigate any risks associated with accidents. Here is a list of some of the best drone insurance providers in France:
Factors to consider before purchasing drone insurance
Coverage: Some companies only offer liability coverage that covers property damage or bodily injuries caused by their drone. Therefore, if the insurance company offers both liability and hull coverage (physical damage to your drone) it may be a better option. You may also find add-on coverage options for equipment, remote controls, etc.
Plans: This is another important factor to keep in mind while choosing drone insurance. For recreational drone pilots, purchasing an expensive annual plan wouldn’t be the best option. Therefore, hourly, monthly, and annual plans must be looked at and some companies also offer customized plans.
Coverage Amount: This is a good factor to watch for. The heavier the drone is the riskier it is for the people and property on the ground. Therefore, choosing a drone insurance provider which has a high liability coverage can help mitigate the concern of damage in case of a mishap.
Type of Drone: The type of drone insurance you buy largely depends on the type of drone you have and the operation. If it is a medium-sized drone, weighing around 2kg, operating around a lot of people and buildings, you may want a high liability and hull insurance. However, if you’re an FPV pilot flying in controlled and closed surroundings, recreational drone insurance with just hull coverage will do just fine. Therefore, analyze the type of drone and its operation to better understand your needs.
Best Drone Insurance Providers in France
1. Coverdrone France
Coverdrone is one of the best specialist drone insurance providers in the world. With a comprehensive and flexible plan, drone pilots can customize plans to fit their needs. It offers both liability and hull coverage with additional features such as theft coverage and exchange options in case of damaged drones. Coversure also offers Flysafe, a companion app for airspace maps, environmental conditions, low-flying manned aircrafts, and dynamic restrictions. Learn more about Coverdrone here.
- Specialist drone insurance provider
- Cover for commercial and recreational drone operations
- Global coverage
- Flysafe companion app
- Training cover with no drone or operator limits
Allianz is a reputed global insurance provider across several domains. Its drone insurance policies are comprehensive and cover all kinds of commercial operations. They offer insurance for private and commercial operators, manufacturers, distributors and repairers, and flight schools and training facilities. Apart from commercial drone operations, hobbyists can also customize plans according to their need. Allianz provides both hull and liability cover. Learn more about Allianz here.
- Comprehensive list of insurance policies.
- Best for commercial operations with options for hobbyists.
- Customizable policies.
- Hull and liability cover.
- Global cover options.
3. Global Aerospace
Global Aerospace is one of the leading global aviation insurance providers. The company offers standard liability insurance with additional features such as fire damage liability, bail bonds, medical expenses, etc. It also provides the option of hull insurance and payload rent coverage.
To request a quote visit the company’s page here.
- Instant, online quote
- Flexible policies
- Multiple coverage options
- Liability and hull insurance
- Competitive pricing
DroneAssur is a professional drone insurance provider based in France. They provide liability coverage and specialize in equipment (hull) coverage. DroneAssur covers drones globally. They also provide insurance on drone rentals. Learn more about DroneAssur’s insurance offering here.
- Provides Liability and Hull coverage
- Global coverage
- Covers Drone rentals
- Covers RC drones
- Access to online interface insurance management