Drone insurance is a rapidly growing market. Choosing the right insurance option can be a crucial decision in the case of drones. According to the Government of the Netherlands, drone insurance is not mandatory for recreational flights. However, it is recommended that pilots get good liability insurance for both recreational and commercial. Here are some of the best drone insurance providers in the Netherlands:
Factors to consider before purchasing drone insurance
Coverage: Some companies only offer liability coverage that covers property damage or bodily injuries caused by their drone. Therefore, if the insurance company offers both liability and hull coverage (physical damage to your drone) it may be a better option. You may also find add-on coverage options for equipment, remote controls, etc.
Plans: This is another important factor to keep in mind while choosing drone insurance. For recreational drone pilots, purchasing an expensive annual plan wouldn’t be the best option. Therefore, hourly, monthly, and annual plans must be looked at and some companies also offer customized plans.
Coverage Amount: This is a good factor to watch for. The heavier the drone is the riskier it is for the people and property on the ground. Therefore, choosing a drone insurance provider which has a high liability coverage can help mitigate the concern of damage in case of a mishap.
Type of Drone: The type of drone insurance you buy largely depends on the type of drone you have and the operation. If it is a medium-sized drone, weighing around 2kg, operating around a lot of people and buildings, you may want a high liability and hull insurance. However, if you’re an FPV pilot flying in controlled and closed surroundings, recreational drone insurance with just hull coverage will do just fine. Therefore, analyze the type of drone and its operation to better understand your needs.
Best Drone Insurance Providers in the Netherlands
Coverdrone is one of the best drone insurance providers globally. It offers plans for both commercial and recreational pilots. Its coverage options include data protection and invasion of privacy, plus many other core options. It is fully EC 785/2004 compliant. Coversure also offers Flysafe, a companion app for airspace maps, environmental conditions, low-flying manned aircraft, and dynamic restrictions. Learn more about Coverdrone here.
- Specialist drone insurance provider
- Cover for commercial and recreational drone operations
- Global coverage
- Flysafe companion app
- Training cover with no drone or operator limits
Allianz is a reputed global insurance provider across several domains. Its drone insurance policies are comprehensive and cover all kinds of commercial operations. They offer insurance for private and commercial operators, manufacturers, distributors and repairers, and flight schools and training facilities. Apart from commercial drone operations, hobbyists can also customize plans according to their needs. Allianz provides both hull and liability cover. Learn more about Allianz here. Allianz has an office in Rotterdam, Netherlands.
- Comprehensive list of insurance policies.
- Best for commercial operations with options for hobbyists.
- Customizable policies.
- Hull and liability cover.
- Global cover options.
3. Driessen Assuradeuren
Driessen Assuradeuren is a Netherland-based insurance provider established in 1931. It has been an approved Lloyd’s of London coverholder for over 20 years. They have their head office based in The Hague. The organization provides a very comprehensive list of coverage options for drone pilots. They offer third-party liability of up to €5,000,000 with the added option of hull cover. Learn more about the company here.
- Liability and hull coverage
- Coverage for spare & parts
- A+ security rating
- Global coverage
- War and peril cover options
4. DJI Care
Although this is not a conventional ‘insurance’ plan, it offers a great hull protection plan for DJI users. If you use any DJI drone, through the DJI Care service, pilots can claim cover for damage incurred to the drone while flying. Apart from the coverage option, pilots can also get their drones repaired at an authorized DJI center unlimited times. What’s even better is that DJI does not charge a deductible fee from its users and covers shipping costs. This makes the DJI Care a great option for hull coverage for DJI drones. Learn more about DJI Care here.
- Only hull coverage
- No deductibles
- High coverage amounts
- Unlimited repairs
- Shipping costs covered